April 3rd, 2017— Equities First is happy to share their new Crunchbase profile. This will help with keeping up with all news/events on Equities First. See link below for details.
Equities First Holdings, LLC is a worldwide leader and ender in alternative stock financing solutions. The company has noted an increased trend in stock-based and margin loans in this economic climate affected by the 2008 financial crisis. Banks and other financial institutions have tightened their lending criteria. These institutions have an increased interest rate for the credit-based loans.
Therefore, many high-net-worth individuals and companies seeking alternative financial solutions would choose Equities First Holdings, LLC as the better option. For the borrowers who need to raise fast working capital of those who don’t qualify for the credit-based financial loans, Equities First Holdings, LLC has gained popularity to assist you in this situation.
While there are numerous options those individuals and companies, the banks and other lending institutions have cut down their borrowing options. Therefore, this has resulted into a tightened loan qualification. As a matter of fact, they have increased their lending interest on associated credit-based loans. However, you might have realized that the stock-based loans offer the best solution at this moment.
You will have a reduced investment risk by borrowing from Equities First Holdings, LLC. The Chief Executive Officer of Equities First Holdings, LLC, Al Christy, said that most of these asset-based loans are non-recourse. Therefore they allow the borrower to walk away from the loan in the event of stock value depreciation. Because there is no further obligation to the lender, the borrower can keep the initial loan proceeds.
According to Al Christy, the asset-based loans and margin loans are considered by most to be synonymous. However, they might be wrong. Although both use securities as collateral, there are many differences between the two. For the margin loans, the borrower is always pre-qualified. You are also required to state the use of the money as a qualification requirement as in a conventional bank. There are also variable interest rates. For this reason, the borrower can expect a loan-to-value ratio of between 10 percent and 50 percent. Therefore, the lending firm has all the rights to liquidate your collateral without any prior notice when a margin call happens.
View their Crunchbase profile here: https://www.crunchbase.com/organization/equities-first-usa#/entity