Luis Carlos Trabuco Cappi, The Bradesco Champion

When you talk about the vibrant Brazilian economy, you cannot fail to mention Luis Carlos Trabuco Cappi. He is a distinctive corporate leader, a renowned businessman, and a sociologist. Luis Carlos is a Brazilian citizen born on 6th Oct 1951 in Marilia.

Presently, he stands at the helm of Bradesco as the President of the top-ranking banking institution in Brazil. His tenure commenced back in 2009 immediately after Marcio Cyriono, the then President, retired. During Cyriono’s reign, Bradesco’s market value had soared up the sky from $5 billion to $30 billion. Unfortunately, their lead as the biggest bank in Brazil was lost to Unibanco, a close competitor after it had merged with Banco Itau the same year that Luis Carlos Trabuco Cappi took over.

Vision For Bradesco

Having attained the prestigious top sit in the company, Luis Carlos Trabucco Cappi had only one goal in mind, which was to expand Bradesco and its client base. To him, customer service and experience were essential. His clients were by far much important than competing for that first position. As a result, he strived to edify them through pitching in encouraging innovation, developing a different line of thought, and being feisty in the day to day business operations. To complement his vision, he introduced strategies that set Bradesco to a unique path of success in the banking sector of Brazil.

With all that said, how was he going to achieve? Well, Luis Carlos Trabuco Cappi had a great plan. He tapped on the vast network of teams in the institution and integrated them into a force that worked as a single unit. Moreover, with his extensive experience in the executive level of management, it did not take him long to realize that the management of Bradesco previously lacked cohesion. Hence, he went ahead to unify it, and this paid off since the firm could now make consolidated decisions that saw its product line expand well beyond the banking and financial services.

Moreover, the approach enabled the company to access new markets and expanding its market share. Besides, he gave sovereign control to branch managers and did away with too much interference from the headquarters. The freedom instigated more hard work as they felt part and puzzle of the company’s achievements.

Luis Carlos Trabuco Cappi Not Done Yet

To this point, Bradesco was already reaping immense benefits from its profound success and increasing clients. Nonetheless, Luis Carlos Trabuco Cappi was still treading on. In 2015, he resolved to take a bold move whose aim was to make Bradesco a hallmark of financial power. With the full approval of the board, he went ahead to acquire Brazil’s HSBC for a tune of $5 billion. What were his thoughts? Most people wondered since the acquisition was the largest that year in the country. He aimed at increasing Bradesco’s market share, which tripled that of Unibanco. This move saw the company bounce back to being the banking leader in Brazil.

Success Does Not Go Unrewarded

Luis Carlos Trabuco Cappi has spanned a successfully eventful career. As a result, he has been a recipient of many accolades. In 2015, he was named the Entrepreneur of the Year in Finance courtesy of Dinheiro. Moreover, he received the Insurance Personality of the Year Award twice for his unceasing efforts and rational strategies that revolutionized Brazil’s financial sector. His glory did not halt, as he received an invitation by President Dilma Rousseff to be the overall head of finance in the country. However, he gladly declined the offer and chose to stick with Bradesco.

Education And Career

Luis Carlos Trabuco Cappi is a graduate of Sao Paulo University. He pursued a Bachelor’s degree in Philosophy. At the tender age of 18, his career wheel had already started moving. He joined Bradesco as a clerk and rose up the ranks over time. In 1984, he was elected Director, a position he served for approximately 15 years. Later, he was appointed as the company’s Vice President. Here, he worked closely with the President to formulate strategies that are attributed to Bradesco’s success to date. In 2009, he took up the role of President that has seen him being ranked among the best-paid CEOs today.


Equities First Holdings’ Office in Melbourne Relocates to a New Space

Leading global lender and alternative financing solutions provider, Equities First Holdings (EFH), has relocated its Melbourne office. The new office of the Equities First Holdings (Australia) Pty Ltd will operate from the heart of Melbourne. It will be more accessible to clients and business associates. Commenting on the move, Mitchell Hopwood noted that their Australian business is continuing to expand. The relocation will offer them a better space to accommodate their staff and clients. It will also provide them with a room for expansion. Hopwood is EFH Australia’s managing director. The new regional office is located on Collins Street, Melbourne.

EFH runs three offices in Australia. They are located in Melbourne, Sydney, and Perth. The corporation offers clients innovative stock-based loans. The loans can be used as capital for business expansion and strategic investments. Stock based loans do not have restrictions. This way, the capital derived from such loans can be used for any purpose. In addition, a large number of loans are non-recourse.

Moreover, EFH has opened offices in the United Kingdom, Singapore, Hong Kong, Thailand, and Switzerland. Its headquarters are located in Indianapolis, Indiana, United States.

Who would benefit from working with EFH?

Equities First Holdings was established to engage in the business of providing capital to businesses using stocks as collateral. So far, the company has made huge milestones. The corporation ranks as one of the prominent firms that are enabling businesses to access quick capital to expand their operations. EFH has also been honored as one of the trusted firms in the financial field. Individuals, who are seeking alternative sources of finance, particularly during severe economic times, stand to benefit from the firm’s products and services. Equities First Holdings is a leading stock-based loans provider. For more than 10 years, the company has demonstrated that it can give out loans of any amount depending on the clients’ needs and within the industry framework. The company’s advises clients on how they can secure quick working capital.

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Global Lender Equities First Holdings Notes the Increased Traction in Asset-based Loans


April 3rd, 2017— Equities First is happy to share their new Crunchbase profile. This will help with keeping up with all news/events on Equities First. See link below for details.

Equities First Holdings, LLC is a worldwide leader and ender in alternative stock financing solutions. The company has noted an increased trend in stock-based and margin loans in this economic climate affected by the 2008 financial crisis. Banks and other financial institutions have tightened their lending criteria. These institutions have an increased interest rate for the credit-based loans.

Therefore, many high-net-worth individuals and companies seeking alternative financial solutions would choose Equities First Holdings, LLC as the better option. For the borrowers who need to raise fast working capital of those who don’t qualify for the credit-based financial loans, Equities First Holdings, LLC has gained popularity to assist you in this situation.

While there are numerous options those individuals and companies, the banks and other lending institutions have cut down their borrowing options. Therefore, this has resulted into a tightened loan qualification. As a matter of fact, they have increased their lending interest on associated credit-based loans. However, you might have realized that the stock-based loans offer the best solution at this moment.

You will have a reduced investment risk by borrowing from Equities First Holdings, LLC. The Chief Executive Officer of Equities First Holdings, LLC, Al Christy, said that most of these asset-based loans are non-recourse. Therefore they allow the borrower to walk away from the loan in the event of stock value depreciation. Because there is no further obligation to the lender, the borrower can keep the initial loan proceeds.

According to Al Christy, the asset-based loans and margin loans are considered by most to be synonymous. However, they might be wrong. Although both  use securities as collateral, there are many differences between the two. For the margin loans, the borrower is always pre-qualified. You are also required to state the use of the money as a qualification requirement as in a conventional bank. There are also variable interest rates. For this reason, the borrower can expect a loan-to-value ratio of between 10 percent and 50 percent. Therefore, the lending firm has all the rights to liquidate your collateral without any prior notice when a margin call happens.

View their Crunchbase profile here: